M|A (“we,” “our,” “us”) is committed to protecting the privacy and security of our clients and visitors. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you engage with our financial and technology-driven services.

1. Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number, mailing address, date of birth, government-issued IDs (where required for compliance).

• Financial Information: Income details, tax records, business information, bank details (when required for tax filing, planning, or insurance purposes).

• Business Information: Company registration details, compliance records, transaction history, and other relevant documentation.

• Technical Data: IP address, browser type, operating system, and usage data when visiting our website or using digital platforms.

2. How We Use Your Information

We use the information we collect for the following purposes:

• To provide financial, tax, business, and insurance services.

• To ensure compliance with applicable tax and regulatory requirements.

• To create customized financial and tax planning strategies.

• To communicate with you regarding your account, services, and support.

• To improve our website, technology tools, and customer experience.

• To comply with legal, regulatory, and compliance obligations.

3. Sharing of Information

We do not sell or rent personal data. However, we may share your information with:

• Regulatory Authorities: To comply with legal and tax requirements (e.g., T1/T2 filings, audits).

• Service Providers: Third-party vendors who assist us in delivering services (e.g., tax software, secure cloud storage, payment processors).

• Insurance & Financial Partners: When arranging financial planning or insurance solutions with your consent.

• Legal Obligations: If required by law, court order, or government regulations.

4. Data Security

We implement strict technical, administrative, and organizational measures to protect your data from unauthorized access, loss, misuse, or disclosure. Sensitive financial information is encrypted and stored securely.

5. Data Retention

We retain your information only for as long as necessary to provide our services, comply with legal obligations, and resolve disputes. Once no longer required, data will be securely deleted.

6. Your Rights

Depending on your jurisdiction, you may have the following rights:

• Access to your personal data.

• Request correction or deletion of your data.

• Restrict or object to data processing.

• Withdraw consent for data collection (where applicable).

• File a complaint with a regulatory authority if you believe your rights are violated.

7. Cookies & Tracking

Our website may use cookies and similar technologies to enhance user experience, analyze traffic, and improve functionality. You may disable cookies in your browser settings, but some features may not work properly.

8. Children’s Privacy

Our services are intended for individuals 18 years and older. We do not knowingly collect personal data from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on our website with a revised “Effective Date.”

10. Contact Us

If you have questions about this Privacy Policy or how your information is handled, please contact us.